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DMEPOS Bond Requirements, State by State

The federal bond is uniform; the state Medicaid overlay is not. Fifty states, D.C. and Puerto Rico, indexed — with the dual-program structure that unifies them.

By C. Constantin Poindexter · Surety One, Inc. · Updated August 2026

Medicare's DMEPOS bond is federal and uniform — $50,000 per NPI in every jurisdiction, no exceptions by geography. But DMEPOS suppliers do not bill Medicare alone, and the state Medicaid programs they also serve set their own provider-enrollment security requirements: some impose surety bonds of their own, some impose alternative security, some impose none, and all of them amend their rules on their own schedules. This hub indexes our jurisdiction-by-jurisdiction analysis — all fifty states, the District of Columbia, and Puerto Rico.

How to Use This Index

Each jurisdiction page covers the same two layers: the federal § 424.57(d) obligation as it applies to that state's suppliers — which is uniform, and which we state plainly rather than pretending it varies — and the state Medicaid overlay, identifying the program and administering agency and how the state-side security question is resolved at quote. Where a state maintains a well-established Medicaid DME bond of long standing, such as Texas and Florida, the page says so explicitly. Where requirements are set by provider manuals and enrollment bulletins that revise frequently, we verify the live requirement as part of every quote rather than publish figures that age out — a practice that matters more in this class than in any other we underwrite, because a supplier that posts yesterday's bond amount has not satisfied today's enrollment condition.

The Dual-Program Principle

The structural point that repeats across every jurisdiction: Medicare and Medicaid bonds are separate instruments with separate obligees, but the underwriting behind them should be unified. One application, one financial package, one indemnity execution, one renewal calendar — supporting however many instruments the supplier's programs require. Suppliers who arrive with bonds scattered across agencies leave with one consolidated program, and the consolidation is usually worth money as well as administration.

AlabamaMedicare § 424.57(d) + the state Medicaid overlayAlaskaMedicare § 424.57(d) + the state Medicaid overlayArizonaMedicare § 424.57(d) + the state Medicaid overlayArkansasMedicare § 424.57(d) + the state Medicaid overlayCaliforniaMedicare § 424.57(d) + the state Medicaid overlayColoradoMedicare § 424.57(d) + the state Medicaid overlayConnecticutMedicare § 424.57(d) + the state Medicaid overlayDelawareMedicare § 424.57(d) + the state Medicaid overlayFloridaMedicare § 424.57(d) + the state Medicaid overlayGeorgiaMedicare § 424.57(d) + the state Medicaid overlayHawaiiMedicare § 424.57(d) + the state Medicaid overlayIdahoMedicare § 424.57(d) + the state Medicaid overlayIllinoisMedicare § 424.57(d) + the state Medicaid overlayIndianaMedicare § 424.57(d) + the state Medicaid overlayIowaMedicare § 424.57(d) + the state Medicaid overlayKansasMedicare § 424.57(d) + the state Medicaid overlayKentuckyMedicare § 424.57(d) + the state Medicaid overlayLouisianaMedicare § 424.57(d) + the state Medicaid overlayMaineMedicare § 424.57(d) + the state Medicaid overlayMarylandMedicare § 424.57(d) + the state Medicaid overlayMassachusettsMedicare § 424.57(d) + the state Medicaid overlayMichiganMedicare § 424.57(d) + the state Medicaid overlayMinnesotaMedicare § 424.57(d) + the state Medicaid overlayMississippiMedicare § 424.57(d) + the state Medicaid overlayMissouriMedicare § 424.57(d) + the state Medicaid overlayMontanaMedicare § 424.57(d) + the state Medicaid overlayNebraskaMedicare § 424.57(d) + the state Medicaid overlayNevadaMedicare § 424.57(d) + the state Medicaid overlayNew HampshireMedicare § 424.57(d) + the state Medicaid overlayNew JerseyMedicare § 424.57(d) + the state Medicaid overlayNew MexicoMedicare § 424.57(d) + the state Medicaid overlayNew YorkMedicare § 424.57(d) + the state Medicaid overlayNorth CarolinaMedicare § 424.57(d) + the state Medicaid overlayNorth DakotaMedicare § 424.57(d) + the state Medicaid overlayOhioMedicare § 424.57(d) + the state Medicaid overlayOklahomaMedicare § 424.57(d) + the state Medicaid overlayOregonMedicare § 424.57(d) + the state Medicaid overlayPennsylvaniaMedicare § 424.57(d) + the state Medicaid overlayRhode IslandMedicare § 424.57(d) + the state Medicaid overlaySouth CarolinaMedicare § 424.57(d) + the state Medicaid overlaySouth DakotaMedicare § 424.57(d) + the state Medicaid overlayTennesseeMedicare § 424.57(d) + the state Medicaid overlayTexasMedicare § 424.57(d) + the state Medicaid overlayUtahMedicare § 424.57(d) + the state Medicaid overlayVermontMedicare § 424.57(d) + the state Medicaid overlayVirginiaMedicare § 424.57(d) + the state Medicaid overlayWashingtonMedicare § 424.57(d) + the state Medicaid overlayWest VirginiaMedicare § 424.57(d) + the state Medicaid overlayWisconsinMedicare § 424.57(d) + the state Medicaid overlayWyomingMedicare § 424.57(d) + the state Medicaid overlayWashington, D.C.Medicare § 424.57(d) + the state Medicaid overlayPuerto RicoMedicare § 424.57(d) + the state Medicaid overlay

Federal authority: 42 CFR § 424.57(d). State requirements are established by each jurisdiction's Medicaid provider-enrollment rules and verified current at quote.

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